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    Research April 2010

    Commercial Banks

    Australia & New Zealand Banking Group Limited
    1H10 Result: going slow

    30-Apr-2010

    ANZ is currently priced for a 21% return on NTA which is consistent with our forecast for FY11........  The issues for the share price include:

     

    Bank of Queensland Limited
    The importance of Funding

    27-Apr-2010

    Bank of Queensland Limted (BOQ) needs some relief in its funding costs .... we provide our forecast NIM and look at the impact of government guaranteed debt issues. 

     

    Bank of Queensland Limited
    It's all about the cost of funds

    15-Apr-2010

    Bank of Queensland Limted (BOQ) detailed how it expects to progress from a 10% return on book equity to reach 15% in 2 years time. If that target is achieved (as the business grows) then it would be one of the outstanding
    bank investments. However ..........

     

    Major Banks
    The New Normal

    14-Apr-2010

    The impact of the liquidity rules ....... we take a look at bank stable funding ratios and impact on net interest margins

     

    Investment Banks

    Macquarie Group Limited
    Market expectations are too high

    30-Apr-2010

    Macquarie Group Limited (MQG) delivered its $1.05B profit number for FY10 as promised. The investment case for MQG is based on the company achieving NPAT of $1.6B in FY11 without further equity issues. This represents an increase of 50% in NPAT from FY10. We have great trouble identifying this as the most likely outcome. Our reasons are ........

     

    Macquarie Group Limited
    FY 10 Acquisitions and their impact on ROE

    19-Apr-2010

    We estimate that MQG’s acquisitions during FY10 absorb .............

     

    Insurance

    QBE Insurance Limited
    NAU Acquisition

    18-Apr-2010

    QBE today announced the acquisition of NAU County Insurance, the 3rd largest multi-peril crop insurer in the US, with gross and net earned premium of $US975M and $US354M respectively in 2009.......

     

    QBE Insurance Limited
    Claims Development and Europe

    13-Apr-2010

    We take a look at QBE's central estimate releases, CoV, asset / liability matching, and US Operations ......

     

    Diversified Financials

    Challenger Financial Group (CGF)
    Excel Model for Clients +

    18-Apr-2010

    We provide a detailed excel model on CGF for clients to download .......

    Past Editions

    • Research July 2010
    • Research June 2010
    • Research May 2010
    • Research April 2010
    • Research March 2010
    • Research Feb 2010
    • Research Jan 2010
    • Research Dec 2009
    • Research Nov 2009
    • Research Oct 2009

    Coverage

    • AMP AMP Limited
      • ANZ ANZ Banking Grp Ltd
        • ASX ASX Limited
          • AXA AXA Asia Pacific
            • BEN Bendigo and Adelaide
              • BOQ Bank of Queensland
                • CBA Commonwealth Bank
                  • CGF Challenger F.S.G.Ltd
                    • IAG Insurance Australia
                      • MQG Macquarie Group Ltd
                        • NAB National Aust. Bank
                          • QBE QBE Insurance Group
                            • SUN Suncorp-Metway
                              • WBC Westpac Banking Corp
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